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Privacy Policy / TLC Pty Ltd. | ACN 623 119 219 Authorised under Australian Credit License number 509691 | © 2026 All rights reserved.

Payment plans provided by Total Lifestyle Credit Pty Ltd, Australian Credit licence 509691 (TLC). For approved customers only. Terms, conditions, fees and charges apply. For a payment plan with TLC, interest rates differ depending on a number of factors, including the information you provide TLC and their assessment of your application.

Payment terms range from 24 to 84 months. All applications are subject to TLC lending and approval criteria. Speak to TLC direct for a quote based on your personal circumstances and for the full terms and conditions. A full credit and financial assessment would need to be completed prior to acceptance of any offer or product.

WARNING: The comparison rates are true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

EXAMPLE: For a payment plan for $30,000 over 60 months with the minimum interest rate of 6.99% p.a. (8.25% p.a. comparison rate), the total amount payable would be $36,711 (including a $250 establishment fee and a $13 per month service fee). WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Pleasure of knowing

Learn how to get your medical financing with our expert advice.

October 6th, 2026LASIK surgery loan

LASIK Surgery Loan or Savings: Which Is Better?

Weigh a LASIK surgery loan against using savings for treatment. Explore costs, repayment terms and financial flexibility with TLC before deciding.

TLC

TLC

October 1st, 2026orthodontic treatment loan

Orthodontic Treatment Loan or Savings: What Works?

An orthodontic treatment loan can offer flexible financing for treatment costs. Compare it with savings and make a confident choice with TLC.

TLC

TLC

September 23rd, 2026dental implant loan

Dental Implant Loan vs Savings: Which Is Better?

Compare a dental implant loan with paying from savings. TLC provides practical guidance on repayments, treatment costs and planning your dental care budget.

TLC

TLC

September 15th, 2026Cosmetic Treatment Loan

Cosmetic Treatment Loan: What to Consider Before Applying

A cosmetic treatment loan may help fund treatment costs. Learn what to consider, from interest rates to repayment terms, before applying with TLC.

TLC

TLC

September 9th, 2026IVF Programs Loan

Can an IVF Programs Loan Make Treatment Affordable?

Can an ivf programs loan help make fertility treatment more affordable? Explore TLC finance options, understand repayments and take the next step today.

TLC

TLC

August 21st, 2026lasik eye surgery loan

LASIK Eye Surgery Loan or Savings: Which Is Better?

Should you use a lasik eye surgery loan or savings? TLC compares both options to help you weigh affordability, repayment and financial flexibility.

TLC

TLC

August 5th, 2026Dental Loan

The Real Cost of Dental Treatment | Dental Loan | TLC

Understand the true cost of dental care and how a dental loan from TLC can make treatment more affordable. Apply today for flexible finance options.

TLC

TLC

August 5th, 2026orthodontic treatment loan

Orthodontic Treatment Loan for Braces: How It Works

Find out how an orthodontic treatment loan works for braces and how TLC can help make orthodontic costs easier to manage with flexible finance.

TLC

TLC

July 31st, 2026Orthodontic Treatment Loan

Orthodontic Treatment Loan | Finance Braces with TLC

Need help paying for braces or aligners? A orthodontic treatment loan from TLC can spread costs into manageable repayments. Apply today.

TLC

TLC

July 24th, 2026IVF Treatment Loan

Complete IVF Treatment Loan Guide for Australia

Understand IVF treatment loan options, eligibility and repayment choices in Australia. Read TLC's expert guide and apply with confidence today.

TLC

TLC

July 16th, 2026cosmetic dental loan

How a Cosmetic Dental Loan Can Fund Your Smile

A cosmetic dental loan from TLC makes it easier to finance dental treatments with manageable repayments. Start your application today.

TLC

TLC

July 10th, 2026eye surgery loan

Eye Surgery Loan Options in Australia | TLC Guide

Learn how an eye surgery loan can help cover treatment costs in Australia. TLC explains finance options, eligibility and repayment choices.

TLC

TLC

July 3rd, 2026Dental Surgery Loan

Can a Dental Surgery Loan Make Dental Care Affordable?

A dental surgery loan from TLC can help spread treatment costs into manageable repayments, making quality dental care more affordable across Australia.

TLC

TLC

June 25th, 2026IVF Treatment Loan

The Real Cost of Fertility Care with an IVF Treatment Loan

Understand fertility treatment costs and how an ivf treatment loan from TLC can help manage expenses with flexible finance options in Australia.

TLC

TLC

June 18th, 2026dental implant loan

Why More People Use a Dental Implant Loan Today

Australians are turning to a dental implant loan for cost-effective tooth replacement. Explore the benefits available with TLC.

TLC

TLC

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