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Privacy Policy / TLC Pty Ltd. | ACN 623 119 219 Authorised under Australian Credit License number 509691 | © 2025 All rights reserved.


Payment plans provided by Total Lifestyle Credit Pty Ltd, Australian Credit licence 509691 (TLC). For approved customers only. Terms, conditions, fees and charges apply. For a payment plan with TLC, interest rates differ depending on a number of factors, including the information you provide TLC and their assessment of your application.

Payment terms range from 24 to 84 months. All applications are subject to TLC lending and approval criteria. Speak to TLC direct for a quote based on your personal circumstances and for the full terms and conditions. A full credit and financial assessment would need to be completed prior to acceptance of any offer or product.

WARNING: The comparison rates are true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

EXAMPLE: For a payment plan for $30,000 over 60 months with the minimum interest rate of 6.99% p.a. (8.25% p.a. comparison rate), the total amount payable would be $36,711 (including a $250 establishment fee and a $13 per month service fee). WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Pleasure of knowing

Learn how to get your medical financing with our expert advice.

January 18th, 2021weight loss surgery

What is the qualification for weight loss surgery and how to finance it

Weight gain has become a common issue for many people. Many individuals try a number of ways through which they can lose weight and maintain their health but unfortunately the common ways will not help them in reducing the weight. Then the alternative which can be used for the reduction of weight is the weight loss surgery. Diet and exercise have become an old-fashioned way to reduce weight since it doesn’t provide the necessary result. That is why using surgeries has become very common nowadays.

TLC

TLC

January 13th, 2021lifestyle loan

Home improvement finance is it a good idea

If you are a house owner, then you would think about renovating the house and redoing the home interiors. It is quite often for almost all the house owners. But most of them delay the work since they don’t have enough amount for the renovation. If you are delaying the renovation due to lack of funds, then all you need is to reach the TLC. You can avail the home improvement finance to undertake the home improvisation without any delay. These are quite similar to other types of loan with the only difference is the loan amount you apply for the house renovation.

TLC

TLC

January 8th, 2021weight loss surgery

Weight loss surgery the best way to reduce weight and look slim

It is no secret that weight gain is the main reason for many health issues. We all know that the excess weight in the body or obesity leads comes with few health risks. Many obese people nowadays suffer a lot to carry out their daily task. Since it increases the risk of developing many deadly and unpreventable diseases. Most of the time, people get type 2 diabetes along with obesity. For this reason, many people follow a proper diet and exercise to get the desired result. But, they will feel more painful when they don’t get the desired result.

TLC

TLC

December 14th, 2020wedding loan

Wedding finance make your dream wedding a reality

Wedding is always a grand event. Marriages are the special moments for the couple since they are one of the precious things which will happen in one’s life. Everyone has dreams to have a grand wedding at some point in their lives. Though many people look fine during their marriage day, some may feel sad since they can’t make their dream wedding come true. Most of the time, wedding planning will be changed since they won’t have the required amount to make their dream wedding come true. But hereafter there is no need to sacrifice your dream since at TLC, we help your dream wedding come true by providing the wedding finance.

TLC

TLC

December 14th, 2020ophthalmology surgery loan

Ophthalmology Surgery Loan – Protect Your Vision At The Right Time

Eyes are a valuable one for everyone. In fact, they are the screen to this wonderful, beautiful and endless world. That is why it is important to treat the eye issues immediately on-time to maintain the vision.

TLC

TLC

December 14th, 2020ivf programs loan

IVF Programs Loan – Get The Financial Relief For Your Treatment

Infertility is the hopeless sentence for many individuals who wish to have a baby in their life. But in this modern world, there are many treatments through which you can treat your infertility and make your dream of having a baby come true.

TLC

TLC

November 17th, 2020lifestyle loan

Jewellery finance get your favorite piece of jewellery

If there is truth in everyone’s life, it is we all have a piece of jewellery which we think buying it is the toughest task. Almost everyone loves buying jewellery. Since there are many varieties of jewellery in the shops, it would be difficult for us to choose one among them. Especially, we restrict ourselves in buying the jewellery since we don’t have enough cash to buy it. Many of us would have an eye on any piece of jewellery and been waiting for the right time to buy it.

TLC

TLC

November 3rd, 2020lifestyle loan

Education finance give wings to your educational dreams

Students who aspire to pursue higher education abroad is becoming a common practice. Since the top universities provide the best academic as well as professional benefits, the number of people who seek to study in top universities is increasing. Many people sacrifice their dream of joining the best universities since they don’t have the amount required for their education. But with TLC, you don’t need to worry about your educational fees since we provide the education finance for all those who wish to get their higher studies in the top or desired universities.

TLC

TLC

October 19th, 2020coronary care surgery

Coronary care surgery loan add years to your life

The heart is an important organ in our body. But maintaining the health of the heart is important to lead a long life. In this modern world, due to unhealthy lifestyle, environmental factors, genetics and so on, many people suffer from heart diseases. But if you have major heart issues, then it is important to treat yourself at the right time. Since the heart diseases are risky to be unaddressed, you must take the treatment immediately to lead a long life. Especially, if you are advised to take the surgery it is necessary to take it as soon as possible.

TLC

TLC

October 6th, 2020cosmetic surgery loan

Affordable Cosmetic Surgery Loan Solutions – Apply Now

In a world where appearance often influences self-confidence and overall well-being, many people turn to cosmetic and plastic surgeries to achieve their desired look.

TLC

TLC

October 5th, 2020weight loss surgery

Weight loss surgery loans are making people health conscious

Weight loss surgery Weight Loss Surgery Loans Are Making People Health-Conscious - TLC - 1 Excessive body weight has severe health implications. It limits one’s ability to live life

TLC

TLC

September 15th, 2020lifestyle loan

Education finance the best solution to fulfil your dreams

Education is expensive and higher education at one of the best universities is costlier. Especially, when you wish to study in other countries or the top colleges, the cost of higher education will be expensive. This is the main reason why many individuals don’t fulfil their educational dreams. But at TLC, we help the individuals to make their dream come true. If you are interested in pursuing your higher education, then you can take the education finance from us and use it to meet your expenses.

TLC

TLC

September 2nd, 2020lifestyle

How home improvement finance helps to build a dream house

Families are always booming, prospering. There’s a need for more space at every stage of family expansion. Families prefer opting for home improvement finance. Taking money from personal savings isn’t a wise decision. Most of the families go for financing to renovate the house. The purpose would differ from one family to another. What made financing such a hit among the present families? Their lifestyle is one factor. The application process and small paperwork lure them too.

TLC

TLC

August 10th, 2020weight loss surgery

Weight loss surgery transform yourself to a slim person easily

Obese is a common problem which affects many people in this world. For these obese people, the common diet and exercise will not be enough to lose weight. Most of the time, obese people get more health issues which are related to obesity. That is why it is always advised to maintain weight. However, proper diet and exercise will not be suitable and effective for everyone. Many obese people report that they are unable to see the visible result seven though they try the diet and exercise based on their trainer advice.

TLC

TLC

August 3rd, 2020weight loss surgery

Weight loss surgery the perfect way to deal with obesity and related health issues

There is no surprise that obesity carries significant health risks with it. Many of the everyday tasks are more difficult for obese persons but obesity itself will increase the risk of developing many health issues. That is why many obese people struggle to lose weight. Even with proper diet and regular exercise, many people find it difficult to lose weight. Fortunately, bariatric surgery is the best way through which one can reduce the risks of other health issues related to obesity and reduce the fat cells in the body effectively.

TLC

TLC

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