How it works
it's as easy as TLC!
Simplify personal financing
Total Lifestyle Credit simplifies personal loans with a quick, online application process, transparent interest rates, and no hidden fees. Our easy-to-use platform ensures fast access to funds, while our dedicated customer support team provides personalised assistance.
We offer flexible repayment options to fit various financial needs, making loan management stress-free. At Total Lifestyle Credit, we prioritise transparency and customer satisfaction, helping you understand your financial choices.
Whether you need a loan for medical/dental, debt consolidation, home improvements, or unexpected expenses, we make personal loans straightforward and accessible. Choose Total Lifestyle Credit for a hassle-free borrowing experience.
Am I Eligible?
- You are 18 or older.
- The minimum age to use our service is 18.
- Credit file.
- Please inform us if you are aware of a current Part IX, X agreement.
- Proof of income.
- You need to be able to show your income either via payslips, tax returns, Centrelink statements & bank statements.
- You are an australian resident.
- However, we do accept some VISA options.
- Proof of id.
- You must have a current Drivers Licence, Passport or Medicare Card.
- What can i use the funds for?
- The funds can be used to cover all medical, dental, lifestyle and wedding costs. We pay you directly and update the business, or help you find one.
Documentation required
Documentation that you will need to provide so you can prove your identity, income and expenses. we may ask for
- Recent payslips
- Australian passport
- Medicare card
- Australian proof of age