Our stress free service
Loan amount: $
Here at TLC we provide you different funding options depending on your personal circumstance so you can access your medical treatment, lifestyle fees or wedding costs.
Our payment plans range from $2,001 to $50,000, while loan terms usually run from two to seven years.
Your interest rate is determined by each individual lender based on their particular lending criteria. If you qualify for a payment plan/personal loan, our TLC team will make sure you’ll receive a stress free service & source you the most suitable option for you.
Our credit providers are required by law to lend you money responsibly, this means they must not offer you money if they think the credit is unsuitable for you.
The credit provider may look at your credit report and ask for:
Your latest payslips
Bank account statements
Copies of other credit contracts or bills
This is so they can verify your ability to meet the loan repayments
Team work makes the dream work!
Our mission is to provide clients access to businesses where they would receive the right result rather than make a decision based on price point.
With over 7 different funding options! TLC is able to provide you with a payment plan to fit your lifestyle with little or no exit fees.
Why people choose us
Amazing staff, easy to deal with and a speedy transaction to follow
I would like to thank the team for making this experience very pleasant. Since the beginning, I received excellent communication and was well taken care of
I would like to thank Tiana and TLC for all their hard work securing this funding for me – this is life changing for me and I am forever grateful
Just a quick email to say thank-you and to summarise myself. Approximately a month ago I was feeling very overwhelmed as I had found out I had to have surgery and could not believe the very hefty pricing of corrective eye surgery here in Australia. Read full testimonial “Incredible Team”
Hi Team, I just wanted to pass on my thanks for how easy and friendly it was to obtain a loan through you. Everything was very straightforward, and the process was easy and efficient. Pass on my gratitude to Tiana who helped with the processing of my Loan Application. Read full testimonial “Awesome Work”
Just sending some feedback about my process applying for a loan with you. This whole experience was very daunting to me from going to the clinic to then having to apply for a loan. Your website was super easy to use and everyone who called me was super lovely! Read full testimonial “My Gratitude”
From start to finish was a fantastic experience and Tiana was not only extremely personable but also understanding to the situation and was able to find us a solution. Could not be happier with the whole process and the outcome. Would recommend without hesitation. Thanks again Read full testimonial “Excellent Work”
The best experience I’ve ever had when applying for a loan. The process was super easy & I was always kept up to date with the process. The online process for submitting personal details & providing financial statements via the MyGov & my banking institution was fantastic Read full testimonial “Impressive Service”
TLC were extremely prompt with organising my loan and the customer service was outstanding. They were so friendly and approachable. I felt very comfortable asking what I thought were silly questions because they were very understanding about my limited knowledge on the loan process. Would definitely recommend! Read full testimonial “Perfect Service”
I have just recently contacted and engaged your service to obtain finance to pay for my daughters surgery. I was aware that my daughter had been speaking with TLC about the loan and she had commented how helpful you had been, even though it eventuated that you were not able to broker the loan for her due to her income history. Read full testimonial “Incredible Work”
I just want to take a moment to thank Tiana and the team at TLC for their flawless customer service and support – receiving the call of approval put the biggest smile on my face as Tiana was as excited for my future procedures through Destination Beauty as I am! Read full testimonial “My Appreciation”
Thank you! Once all the documentation has been sent through, the process from beginning through to the approval is very fast, and it reaches your bank soon after. I was very happy with the service as it was quick, hassle free and finalised. Thank you! Read full testimonial “Great Service”
I would just like to thank the team at TLC for their hard work and commitment to getting my application approved, I highly recommend anyone who is considering consolidating debt to speak to the friendly team at TLC. Professional and down to earth staff were great to deal with. Thank you again for helping me get back on track. Read full testimonial “: Amazing Work”
Hello Tiana and the wonderful people of TLC. I just found out I have been approved for a loan to get my sleeve surgery done and I am so happy. I wanted to say thank you for your support in this process, I have never done this before and your guidance throughout the whole process from the very first email. Read full testimonial “My Appreciation”
Thank you Tiana and the team at TLC. I found the loan application process very streamlined and efficient. It was particularly convenient to have everything automated. Finance with TLC offers greater flexibility and control over cash flow with different loan term options and the ability to make pre-payments to pay down the loan earlier. Read full testimonial “Wonderful Team”
Just thought I’d send some feedback to let you know my whole experience with TLC has been great and I can’t thank you enough for the easy and smooth process. Your staff in the office are great to deal with easily. Tiana has been great. Highly recommend anyone going for a loan to talk with her as she made the whole process so much less stressful for me. Read full testimonial “Remarkable Service”
I really cannot thank you enough for your help throughout this process. You have been amazing to deal with. Your prompt and efficient service and friendliness over the phone made this whole experience great. Even when we ran into trouble you were willing to do what it took to help me. You went above and beyond and I will be forever grateful. Read full testimonial “Amazing Team”
Tiana my contact through you was by far the best experience I have ever had in applying for a loan with any one including banks and credit unions. The whole process was very quick and pain free. There was never any pressure put on me and I felt at any point I could have backed out if I wanted to. Read full testimonial “So Grateful”
Dealing with TLC has been easy, quick and stress free. With being a single working mum and raising 3 children, loans direct from banks can get somewhat difficult. With the great work from TLC I was approved within a day! Highly recommend using TLC. Read full testimonial “All – Inclusive Service”
The lovely lady I was talking to was the best through the whole experience, absolutely lovely, talked me through every part of the process. Was just nice and calming voice, I understood the whole process from start to end as she explained everything and made sure I understood! Definitely deserves a pay rise, she does an awesome job. Read full testimonial “Very grateful”
Hi Martin. I am writing this email to express my thanks and appreciation for the handling of my loan application by Tiana. It is refreshing to speak to a company representative who answers queries without avoiding or deflecting the answer. Tiana always spoke with authority and knowledge. Read full testimonial “My Appreciation”
Thanks again Tiana & Tim. You have both been fantastic and so helpful with everything! I was referred by my Surgeon to use TLC for the funds I needed for my surgery as it was quite a high amount I needed to secure – and I’m so glad he did! TLC has been fantastic. Read full testimonial “Very Thankful”
I would like to take my time to personally thank Tiana and the team at TLC for their outstanding service they have provided for me for my recent application. The experience I have received from the very beginning to end has nothing but been efficient and friendly all the way to the end. Read full testimonial “Awesome Recognition”
I would like to say thank you to the team at TLC. They were really helpful, efficient and professional in assisting with finding a loan that would give me the funds for the medical attention I needed. More than happy with their service and would refer them to anyone in a similar situation. Read full testimonial “My Gratitude”
I found Tiana from TLC really lovely to deal with. She was efficient, always available and kept me updated throughout the entire process. She arranged finance in a very timely manner and was so friendly throughout the process which made it so much less stressful. Read full testimonial “Incredible Work”
Thank you TLC and your wonderful team of brokers that made me feel like I was someone and not just a number. I applied for a consolidation loan and the easy steps to… Read full testimonial “Made me free like I matter”
Very satisfied with the customer service and how fast it was to have my application finalised!
Thanks again for all your effort In securing my personal loan great job
I’d just like to thank all the staff at TLC for your assistance with my recent loan application. From the first email inquiry until the phone call to inform me I had been successful with my loan application, the service has been outstanding. I was kept informed throughout the entire process. Read full testimonial “Awesome Stuff”
I just wanted to show my appreciation to all the staff at TLC who went above and beyond to help get my loan for medical reasons. The fact that TLC can also take into account Centrelink wages for lending criteria was amazing because a lot of other lenders do not take that into account. Read full testimonial “My appreciation”
I would like to thank both Rebekah and Martin for being so helpful. They were professional and found different ways to assist me to reach the result I wanted. They were friendly and easily contactable. I can honestly say it was the first time in a long time,.. Read full testimonial “Awesome Support”