• Eligibility
  • TLC Commercial
  • List Your Business
  • About
Contact

Footer

TLC Pty Ltd.SydneyNSW1300 045 047

more on tlc

  • Mon to Thu 9am-5pm
  • Fri 9am-4pm
  • List your Business
  • TLC Commercial
  • Contact Us

additional info

  • Q&A
  • Blog
  • Testimonials
  • Privacy Policy
  • Disclaimer

Being social

  • Linkedin
  • Facebook
  • Instagram

Privacy Policy / TLC Pty Ltd. | ACN 623 119 219 Authorised under Australian Credit License number 509691 | © 2025 All rights reserved.


Payment plans provided by Total Lifestyle Credit Pty Ltd, Australian Credit licence 509691 (TLC). For approved customers only. Terms, conditions, fees and charges apply. For a payment plan with TLC, interest rates differ depending on a number of factors, including the information you provide TLC and their assessment of your application.

Payment terms range from 24 to 84 months. All applications are subject to TLC lending and approval criteria. Speak to TLC direct for a quote based on your personal circumstances and for the full terms and conditions. A full credit and financial assessment would need to be completed prior to acceptance of any offer or product.

WARNING: The comparison rates are true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

EXAMPLE: For a payment plan for $30,000 over 60 months with the minimum interest rate of 6.99% p.a. (8.25% p.a. comparison rate), the total amount payable would be $36,711 (including a $250 establishment fee and a $13 per month service fee). WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

It's as easy as
TLC!

$30000
Apply

Welcome to TLC!

Total Lifestyle Credit specialises in personal loans tailored to your unique needs, offering payment plan solutions for medical, dental, lifestyle, and wedding expenses. With loan amounts ranging from $2,001 to $70,000 TLC ensures you receive the financial support you need.

Our easy, online application process and transparent terms provide a personalised, stress-free service. Whether you are undergoing a medical procedure, planning a wedding or pursuing lifestyle enhancements, TLC is committed to making the borrowing experience seamless and straightforward. Trust TLC for competitive rates, flexible repayment options, and exceptional customer service, ensuring your financial peace of mind.

Treat yourself to some TLC and let us take care of the rest!

Medical
  • Bariatric Surgery
  • Cosmetic Treatment
  • Ent Surgery
  • Eye Surgery
  • Apply Now
Dental
  • Cosmetic Dental
  • Dental Implant
  • Endodontic Fees
  • Dental
  • Apply Now
Lifestyle
  • Art And Sculpture
  • Debt Consolidation
  • Education
  • Garages
  • Apply Now
Vehicle
  • Car Repair And Upgrade
  • Dealer Purchase
  • Motorcycle
  • Private Purchase
  • Apply Now
Wedding
  • Engagement Ring
  • General Wedding Costs
  • Honeymoon
  • Jewellery
  • Apply Now
Veterinary
  • Pet Products
  • Pet Purchase
  • Pet Vacation
  • Vet Care Expenses
  • Apply Now

The right decision

At the right time

Years in business
0
Applications to date
0
Amount requested
$0
Business affiliates
0

We've been in business for over 21 years, and have helped over 148,423 Australians with their loan applications.

Loved by people like you.

Our service is so simple that people can’t help but fall in love with it. Simplicity is easy when you just skip tons of mission-critical features.

Latest News

Stay tuned into the world of finance and business.

August 9th, 2025Orthodontic treatment loan

Financing Your Smile: Orthodontic Treatment Loan Explained

Get your dream smile with our flexible financing options. Orthodontic treatment loan plans from TLC make braces and aligners affordable in 2025.

July 23rd, 2025dental loan

How to Get a Dental Loan When You Need It Fast

Need urgent dental care? Dental loan options from TLC offer fast, flexible financing to help you manage costs without delay or added stress.

July 16th, 2025IVF Programs Loan

Easy Steps to Apply for IVF Programs Loan Today

Easily secure funding with ivf programs loan from TLC. Follow simple steps today to support your fertility journey with confidence and clarity.

September 29th, 2025Plastic Surgery Loan

Plastic Surgery Loan - Affordable Way to Fund Your Surgery

Get a plastic surgery loan from TLC with flexible repayment options and quick approval. An affordable solution to fund your surgery with ease and confidence.

September 22nd, 2025Cosmetic Surgery Loan

Compare Cosmetic Surgery Loan Rates and Save Big

Compare and select the best rates for a cosmetic surgery loan with TLC, ensuring affordable payments and substantial savings for your procedure.

September 15th, 2025Lasik Surgery Loan

Is a Lasik Surgery Loan Right For You? Let's Find Out

Thinking about a lasik surgery loan? TLC explains the benefits, costs, and options to help you decide if financing your vision correction is the right step.

September 8th, 2025Orthodontic Treatment Loan

Fixing Smile with Orthodontic Treatment Loan

Enhance your smile confidently with a orthodontic treatment loan from TLC, making quality orthodontic care affordable and stress-free.

September 1st, 2025Eye Surgery Loan

Eye Surgery Loan - Best Ways to Pay for Your New Eyes

TLC offers flexible eye surgery loan options to help you finance your vision improvements with ease and confidence. Affordable plans tailored to you.

August 21st, 2025dental implant loan

Getting a Dental Implant Loan Without Credit Worries

Secure your smile with a dental implant loan from TLC. Flexible plans, no credit worries, and easy approval to make dental care more accessible and stress-free.

August 18th, 2025weight loss surgery loan

Financing Your New Life: Weight Loss Surgery Loan

Achieve your health goals with ease using a weight loss surgery loan from TLC. Flexible options make financing your transformation simple and stress-free.

August 9th, 2025Orthodontic treatment loan

Financing Your Smile: Orthodontic Treatment Loan Explained

Get your dream smile with our flexible financing options. Orthodontic treatment loan plans from TLC make braces and aligners affordable in 2025.

July 23rd, 2025dental loan

How to Get a Dental Loan When You Need It Fast

Need urgent dental care? Dental loan options from TLC offer fast, flexible financing to help you manage costs without delay or added stress.

July 16th, 2025IVF Programs Loan

Easy Steps to Apply for IVF Programs Loan Today

Easily secure funding with ivf programs loan from TLC. Follow simple steps today to support your fertility journey with confidence and clarity.

September 29th, 2025Plastic Surgery Loan

Plastic Surgery Loan - Affordable Way to Fund Your Surgery

Get a plastic surgery loan from TLC with flexible repayment options and quick approval. An affordable solution to fund your surgery with ease and confidence.

September 22nd, 2025Cosmetic Surgery Loan

Compare Cosmetic Surgery Loan Rates and Save Big

Compare and select the best rates for a cosmetic surgery loan with TLC, ensuring affordable payments and substantial savings for your procedure.

September 15th, 2025Lasik Surgery Loan

Is a Lasik Surgery Loan Right For You? Let's Find Out

Thinking about a lasik surgery loan? TLC explains the benefits, costs, and options to help you decide if financing your vision correction is the right step.

September 8th, 2025Orthodontic Treatment Loan

Fixing Smile with Orthodontic Treatment Loan

Enhance your smile confidently with a orthodontic treatment loan from TLC, making quality orthodontic care affordable and stress-free.

September 1st, 2025Eye Surgery Loan

Eye Surgery Loan - Best Ways to Pay for Your New Eyes

TLC offers flexible eye surgery loan options to help you finance your vision improvements with ease and confidence. Affordable plans tailored to you.

August 21st, 2025dental implant loan

Getting a Dental Implant Loan Without Credit Worries

Secure your smile with a dental implant loan from TLC. Flexible plans, no credit worries, and easy approval to make dental care more accessible and stress-free.

August 18th, 2025weight loss surgery loan

Financing Your New Life: Weight Loss Surgery Loan

Achieve your health goals with ease using a weight loss surgery loan from TLC. Flexible options make financing your transformation simple and stress-free.

August 9th, 2025Orthodontic treatment loan

Financing Your Smile: Orthodontic Treatment Loan Explained

Get your dream smile with our flexible financing options. Orthodontic treatment loan plans from TLC make braces and aligners affordable in 2025.

July 23rd, 2025dental loan

How to Get a Dental Loan When You Need It Fast

Need urgent dental care? Dental loan options from TLC offer fast, flexible financing to help you manage costs without delay or added stress.

July 16th, 2025IVF Programs Loan

Easy Steps to Apply for IVF Programs Loan Today

Easily secure funding with ivf programs loan from TLC. Follow simple steps today to support your fertility journey with confidence and clarity.

View all articles