If you refer potential clients to TLC you will be deemed to have agreed to the terms set outin this document. You must;

- Only engage in credit activities as a referrer incidentally to another business you are carrying on;

- Not charge a fee to the consumer for the referral;

- Only inform the consumer that we are able to arrange loans and leases but not specify anyparticular product and not provide any recommendations or advise concerning loans or leases;

- Inform the consumer of any commissions or other benefits you may receive.