TLC will be closed from 20 Dec to 13 Jan. Applications during this time will be followed up in the New Year. Thank you for choosing TLC, and have a wonderful Christmas! 🎄🎄🎄

Private Purchase Loan

It's as easy as TLC!

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Private Purchase Loan

When contemplating a loan for purchasing a car privately, several important factors come into play.

Firstly, buying a car from a private seller can often result in cost savings compared to purchasing from a dealership. However, securing a private car purchase loan is essential to help you cover the cost of the vehicle without depleting your savings. This type of loan provides you with the financial means to acquire a reliable vehicle that suits your needs while negotiating directly with the seller.

Furthermore, purchasing a car privately offers you the flexibility to explore a wider range of options, including older or unique models that might not be available at dealerships. A TLC car loan allows you to leverage this advantage while ensuring you have the necessary funds for the purchase. It also provides you with the ability to arrange a thorough inspection and obtain the vehicle’s history report to make an informed decision.

Whether you’re buying a car from a friend, family member, or a private seller you found online, a well-structured private car purchase loan with TLC can facilitate a smooth transaction and ensure you acquire a reliable vehicle at a reasonable price.

TLC can cover your car costs from $2,000 to $150,000! Apply today to find out more.

Documentation required

Documentation that you will need to provide so you can prove your identity, income and expenses. we may ask for

Recent payslips
Australian passport
Medicare card
Australian proof of age
Loan statements
90 days of bank statements
* If you are self-employed – your latest NOA is required, however discuss our options with the TLC team as we can also accept a Letter from your Accountant under certain conditions.

Getting started

You can complete your easy application online APPLY NOW or over the phone with our TLC team on 1300 045 047 Once sent through our TLC team look after the whole process for you!

Approval

Once we have received your proof of income & identification, we will then notify you once the application has been approved and walk you through the conditions. The TLC team look after the whole application process!

Settle

You can either sign electronically or in person. Funds are paid into your nominated account! It’s as easy as TLC!

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